cheap car insurance for young driver and car insurance for young driver tips

Do you have trouble in finding cheap car insurance for young driver?

Here are some tips I can give you that will help you in your goal to find cheaper car insurance for younger drivers .

“I know that you feel frustrated when trying to find cheap insurance for young driver I was in the same position a few years back and I work my ass off to pass my driving test and I couldn’t wait to drive my dad Mazda as he said if I passed I could drive his car and most importantly

I could take my girl friend at the time to party with the Mazda, however he said you will have to get insured though, and you have to pay for it looking back I wonder was it a tactful scheming plan of his as he knew what was coming ..

I called my dad car insurance company and I was more than surprise to find that it nearly cost over £1600 to cover me and £1000 third party I was gutted! cheap car insurance for young driver continue I called a few places in the yellow pages but every company was roughly the same giving me prices of above £1000

“I felt that there was no hope when it came to finding young drivers cheap car insurance” So I did some more in-depth searching on the internet and looked to Google in hopes of cheap car insurance for young driver ; there was a lot of crap companies and when I found some they were few and were still quite expensive but better than the average car insurance companies that were quoting me.

However now its 2009 the market has change recession is getting everyone and causing people to think out of the box and young drivers cheap car insurance market is becoming very competitive now, they are realizing there are money to be made.

These new car insurance companies for the young do offer competitive rates, and allow young drivers to build up their no claims bonuses quickly such there are companies such as QuoteZone in the UK but I;m sure there will be companies like them where you live especially in the US. Cheap car insurance for young drivers can be found quickly and easily through websites like Quote Zone.

The young driver will spend a few minutes entering his or her details and then they are presented with a list of the cheapest quotes instantly. Easy! I have found when getting quotes for my younger cousin who 19 that they tend to be a £200 to £300 cheaper than normal car insurance companies.

My top 10 tips are

1) Spend a good day or two searching the internet for cheap car insurance for young drivers

2) Don’t settle for the 1st quote try at least 10 companies, yes it does take time but you can save up to £400 its well worth it.

3) You can cut the time of searching online by going to compare sites like gocompare.com however from experience compare sites don’t always have the very cheapest young driver car insurance quotes.

4) Make a list of the top 5 cheapest quotes you get , get the the cheapest and start a negotiating war between the other 4 young drivers cheap car insurance companies, you be surprise how much you can hack of the quotes.

5) Take a pass plus course lots of car insurance companies offer discount to people who partcipae on the sceme regardless of the age.

6) Avoid modification. I know its tempting to put those extra allows a double exhaust and maybe sup up engine or a hip poping state of the art cd player but this will increase your premiums.

7) Be wise in chossing your car. A smaller engine car will mean you me in a lower car insurance group which will make you the young driver a cheaper option

8) Drive less, the less you drive or spend time on the road the lower risk you have of making a claim.

9) Don’t speed what ever you do if you get caught , get points your premiums will go off the roof!

10) If you can Combine all of your insurance coverage with one company. So you have all the family member under one company, majority of companies give families huge discounts for doing this.

Conclusion Cheap car insurance for young driver

Again if nothing else look for car insurance brokers for young drivers on Google or yahoo; there job is to compare various deals on your behalf. I cannot emphasise enough that you check out as many car insurance companies’ options as possible.

The simplest way to do this is for young drivers are through the Internet. Make sure you use a Young driver’s cheap car insurance comparison sight. The advantage of this method is it will save lots of time from making phone calls and comparing- while over the internet you can simple just fill in one application online and summit it . The car insurance comparison site will access a variety of deals for you, this in turn will let you see which deals are the best for you.